Punjab Labour Card Loan Yojana 2025: Full Guide
Punjab Sarkar ne labour card holders ke liye ek special loan yojana launch ki hai jiska uddeshya hai majdoor varg ke logon ko financial support dena. Is yojana ke through registered labour (majdoor) apne business, makaan renovation, ya personal needs ke liye asaani se loan le sakte hain.
Yojana Ka Uddeshya:
- Is scheme ka main focus hai:
- Gramin aur urban mazdooron ko easy loan provide karna
- Be-interest ya low-interest loan ke through unka jeevan sudharna
- Labour welfare board mein registered logon ko support dena
Eligibility Criteria
- Applicant Punjab ka permanent resident ho
- Punjab Building and Other Construction Workers Welfare Board mein registered labour ho
- Minimum 1 saal se registration active ho
- Age 18 se 60 saal ke beech
- Labour card valid hona chahiye
Kitna Loan Mil Sakta Hai?
- Rs.50,000 tak ka personal loan
- Rs.1,00,000 tak ka housing repair ya construction loan
- Kuch cases mein ₹2 lakh tak business purpose ke liye
- Loan directly applicant ke bank account mein transfer hota hai
Apply Kaise Karein?
1. Visit karein Punjab Labour Welfare Board ki official website
2. Loan Scheme for Labour Card Holders” section par click karein
3. Online registration form open karein aur apni details bharein
4. Documents upload karein (labour card, bank passbook, ID proof)
5. Submit karne ke baad verification hoga aur approval ke baad loan disburse hota hai
Zaruri Documents
- Valid Labour Card
- Aadhaar Card
- Punjab Domicile Certificate
- Bank Passbook (Account Punjab based hona chahiye)
- Passport Size Photo
Important Notes
- Kisi bhi middleman se bachke rahen
- Apply karne ke 30 din ke andar response milta hai
- Board verification ke baad loan directly account mein aata hai
- Loan ka misuse karne par future benefit band ho sakta hai
Conclusion:
Agar aap ek registered labour hain Punjab mein aur aapko financial help chahiye, to Punjab Labour Card Loan Yojana 2025 ek golden opportunity hai. Aaj hi apply karein aur apna jeevan aur business sudhaarein.
Also read: Gramin Rozgar card Yojana 2025
FAQs: Punjab Labour Card Loan Yojana 2025
Q1. Labour Card Loan Yojana ka fayda kin logon ko milta hai?
Yeh yojana sirf un logon ke liye hai jo Punjab Building and Other Construction Workers Welfare Board mein registered hain.
Q2. Kya ye loan bina guarantee ke milta hai?
Haan, yeh loan mostly guarantee-free hota hai. Applicant ke documents sahi hone chahiye.
Q3. Loan ka use kis purpose ke liye ho sakta hai?
Yeh loan ghar ke renovation, business start karne, ya personal emergency jaise purposes ke liye use kiya ja sakta hai.
Q4. Kya har labour ko loan milta hai?
Nahi, sirf wohi labour eligible hain jinke paas valid Labour Card ho aur unka registration active ho.
Q5. Apply karne ke baad loan kab tak milta hai?
Usually verification ke baad 15 se 30 din ke andar loan amount applicant ke bank account mein transfer ho jata hai.
