PM Vishwakarma Yojana: Loan Kise Milega & Fayde Kya Hain

 📌 Desh Ke Karigar Banenge Atmanirbhar!

Modi Sarkar ne 2025 mein ek historic step uthaya hai – PM Vishwakarma Yojana 2025. Ye scheme traditional artisans aur craftsmen ke liye launch ki gayi hai jinke paas kala hai, lekin resources ki kami hai. Agar aap ek karigar ya paramparik kalaakar hain – toh sarkar aapko Rs.3 Lakh tak ka loan, free training, toolkit aur kai financial incentives degi.

Aaiye jaante hain iske benefits, eligibility, kaun kaun trade eligible hai, aur kaise karein apply

 ✅ PM Vishwakarma Yojana 2025: Highlights (Latest Update)

1.  Scheme Launch: 2023 (updated implementation 2025)
2.  Budget Allocation: Rs.13,000 Crore (as per Union Budget 2025)
3.  Beneficiaries Target: 30+ lakh artisans across India
4.  Loan Amount: Rs.3 Lakh (in 2 phases)
5.  Interest Subsidy: 5%
6.  Registration: Online via official portal
7.  Training & Toolkit Support: Provided by NSDC and Skill India centers

🎁 Scheme Ke Benefits – Kya Kya Milega Is Yojana Mein?

1. 💸 Rs.3 Lakh Loan (No Collateral)

•    Pehla loan rs.1 lakh (18 months tenure)
•    Doosra loan rs.2 lakh (30 months tenure)
•    Dono par milegi 5% interest subsidy

2. 🧰 Free Toolkit Support

•     Rs.15,000 tak ka financial help for tools
•     Direct Bank Transfer (DBT) ke through

3. 🎓 Free Skill Training & Certification

•    Ministry of Skill Development ke under certified training
•    5 to 10 days ka training module (as per trade)

4. 🪙 Monthly Incentive Rs.1000 for Digital Transactions

    BHIM UPI ya digital payment accept karne par reward

5. 🏅 Recognition as Vishwakarma

•     Government recognized ID aur certificate
•     Market linkage & branding support

👷‍♂️ Eligible Trades (2025 Updated List)

Sarkar ne 18 trades ko identify kiya hai jo is scheme ke liye eligible hain:

 🪚 Carpenter (Suthar)

 🧵 Tailor (Darzi)

 🛠️ Blacksmith (Lohar)

 💍 Goldsmith (Sunar)

 🧼 Washerman (Dhobi)

 🧴 Barber (Naai)

 🏺 Potter (Kumhar)

 🧹 Cobbler (Mochi)

 🔨 Mason (Rajmistri)

 🧶 Toy Maker / Doll Maker

 📿 Bead Maker / Garland Maker

 📏 Stone Carver / Sculptor

 🧺 Basket Maker (Tokri Banaane Wale)

 🪡 Locksmith

 🔧 Mechanic for local tools

 👝 Bag Makers

 🪑 Furniture Polish Workers

 🥻 Cloth Printers / Embroiderers

📋 Eligibility Criteria – Kaun Kaun Apply Kar Sakta Hai?

Agar aap soch rahe hain ki kya aap eligible hain ya nahi, toh ye basic conditions fulfill karni hongi:

 👤 Indian Citizen hona zaruri hai

 🎓 Age: Minimum 18 years

 🧑‍🔧 Must be engaged in eligible artisan trade

 📄 Aadhaar linked bank account hona chahiye

 🔁 Pehle kisi similar scheme ka benefit nahin liya hona chahiye

 📱 Mobile number aur Aadhaar verified ho

📝 PM Vishwakarma Yojana 2025 Apply Online Kaise Karein?

1. ✅ Visit karein: https://pmvishwakarma.gov.in

2. ✅ Apply Now par click karein

3. ✅ Aadhaar & Mobile OTP** se verify karein

4. ✅ Apna trade, address, photo, aur bank details bharein

5. ✅ Skill training center select karein

6. ✅ Application submit karne ke baad aapko Vishwakarma certificate milega

Also read this article: 

Agar aapne abhi tak scheme ka apply process nahi dekha, toh is link ko check karna na bhoolen:

👉 PM Vishwakarma Yojana 2025 Loan Apply Online

🗣️ Final Words: Sarkar Ban Rahi Hai Aapka Haqdaar

Agar aap ek asli karigar hain jinke paas kala hai lekin resources nahi, toh PM Vishwakarma Yojana 2025 aapke liye game-changer sabit ho sakti hai. Aaj hi registration karein aur paayen full benefit!

FAQs

Q1. PM Vishwakarma Yojana 2025 kya hai?

Ans: Ye ek Sarkari Yojana hai jisme traditional karigaron ko Rs.3 lakh tak loan, free training, toolkit aur monthly digital incentive diya jata hai.

Q2. Is yojana mein kaun eligible hai?

Ans: Sirf Indian citizens jo traditional artisan ya karigar hain, jaise carpenter, tailor, lohar, mochi, kumhar, etc.

Q3. Loan kaise milega aur kitna milega?

Ans: Pehle Rs.1 lakh, fir Rs.2 lakh loan milega bina collateral ke, 5% interest subsidy ke saath.

Q4. Apply kaise karein PM Vishwakarma Yojana ke liye?

Ans: Official website [pmvishwakarma.gov.in](https://pmvishwakarma.gov.in) par Aadhaar se register kar ke apply kar sakte hain.

Q5. Kya training lena zaruri hai?

Ans: Haan, scheme ke under certified skill training lena mandatory hai before loan disbursement.

👤 About the Author: Piyush Sharma

Piyush Sharma is a seasoned content creator with over 15 years of experience in blog writing and digital publishing. He is the founder of the reputed website MultibaggerStockIdeas.com, which he has been successfully managing for more than 18 years.

Holding degrees in Science, Business Administration (India & Australia), and Professional Accounting from Australia, Piyush brings a unique blend of academic depth and business expertise. He is also actively involved in the stock market sector in India.