Best Sarkari Yojana For Women & Youth Entrepreneurs in 2025

Sarkari Yojana: 2025 में महिलाओं और युवा उद्यमियों के लिए सर्वोत्तम पहलें

Sarkari yojana ke jariye mahilao aur yuvaon ko business start karne mein madad mil rahi hai. Udaharan ke liye, Swavalambini Women Entrepreneurship Programme ek nayi scheme hai jo female college students ko unke idea se successful enterprise tak pahunchane ke liye structured training, mentorship aur funding pradan karti hai. Isi tarah, NAVYA (Nurturing Aspirations through Vocational Training for Young Adolescent Girls) initiative ke tahat 16-18 saal ki ladkiyon ko non-traditional job roles me vocational training di jayegi, jise 27 aspirational districts ke 19 rajyon mein launch kiya gaya hai. Ye programs mahilaon ko skill development, self-reliance aur naye rozgar ke avsar pradan karne par kendrit hain.

1. ✅ Swavalambini Women Entrepreneurship Programme

Swavalambini Yojana (2025) ek pilot project hai jise MSDE ne launch kiya hai. Iska lakshya hai female college students me entrepreneurial mindset ko develop karna aur unhe idea generation se business launch tak guide karna. Yojana ke tehat 1200 ladkiyon ko Entrepreneurship Awareness Programme se shuruat hogi, jisme unhe business ideas identify karna aur market research sikhaya jayega. Chuninda 600 pratibhaayin Entrepreneurship Development Programme (EDP) se gujregi, jisme intensive training, skill development, access to finance aur business planning shamil hai. Aage chal kar 21 hafton tak mentorship aur handholding support diya jayega, jisse participants apni business ideas ko successful startup me tabdeel kar sakenge. In sabhi steps ka uddeshya hai mahilao ko sari zaroori resources, training aur network provide karke unki business journey ko majboot banana.

2. ✅ NAVYA (Vocational Training for Girls)

NAVYA programme (launched June 2025) ke tahat Ministry of Women & Child Development aur MSDE ne milkar 16-18 saal ki ladkiyon ke liye ek skilling initiative shuru kiya hai. Is pilot scheme me chunohe aspirational districts aur North-Eastern rajyon ke total 27 districts me girls ko practical vocational training di jayegi – khaaskar non-traditional fields jaise graphic design, telecom, drones, etc. Programme ke launch par ladkiyon ko PMKVY aur Vishwakarma certificates bhi diye gaye, jo Government ke commitment ko dikhata hai ki har ladki ko skill aur rozgar ke mauke milne chahiye. NAVYA se eligible girls ko employment-oriented training aur confidence milega, jis se ve khud ki pehchaan banakar atmanirbhar ban sakengi.

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 3. ✅ Stand-Up India और Mudra Yojana

Collaterral-free loans ke liye Stand-Up India aur Mudra Yojana bahut mashhoor schemes hain. Mudra Yojana ke tehat chhote business ko bina guarantee ke Rs.10 lakh tak ka loan mil sakta hai (teen category – Shishu, Kishore, Tarun). Stand-Up India scheme mahila aur SC/ST udyamiyon ke liye hai, jisme naye manufacturing ya service startups ke liye Rs.10 lakh se Rs.1 crore tak ki funding di jati hai. Ye schemes naye business founders ko 5% tak interest subsidy aur bank se direct loan facility provide karte hain. Saath hi PMEGP (Prime Minister Employment Generation Programme) jaise schemes micro-enterprises me subsidy deti hain, jisse rural aur urban mahila entrepreneur apna kaam khada kar sakti hain.

 4. ✅ बैंक स्कीम (Mahila Udyam Nidhi, Dena Shakti, Stree Shakti, Cent Kalyani)

Nationalised banks bhi mahila udyogon ke liye khaas schemes chalate hain. SIDBI ki *Mahila Udyam Nidhi Yojana* ke tahat mahilayen Rs.10 lakh tak ka collateral-free loan le sakti hain apne production ya service enterprises ke liye. Bank of Baroda ki *Dena Shakti* aur SBI ka *Stree Shakti* package bhi women entrepreneurs ko kam byaaj aur seed capital pradan karte hain. Central Bank ka *Cent Kalyani* scheme microfinance aur self-help groups ko target karta hai. In sabhi schemes me co-guarantee cover aur flexible repayment options hote hain, jisse mahilao ko bank loan lena asaan hota hai. Sarkari reports ke mutabik, ye bank initiatives hazaron mahila uddyamiyon ko unka pehla loan dilane me madad kar chuke hain.

निष्कर्ष ( Final Thought)

Ye sari Sarkari yojanaen mahilaon aur yuvaon ko aarthik tor par sashakt banane ke liye banayi gayi hain. Agar aap bhi koi *women entrepreneur* hain ya business shuru karna chahti hain, to in programmes ka labh zaroor uthayen. Hamesha official websites ya authorised portals par hi jankari le kar apply karein. Sahi scheme chun kar timely apply karne par aap “आत्मनिर्भर भारत” ke vision me apna yogdan de sakti hain. Sarkari sahayata ke saath planning aur mehnat se aap bhi ek safal aur swatantra entrepreneur ban sakti hain!

Sources (स्रोत): Sarkar ke adhikarik press releases aur news reports ke aadharit.

📌 FAQs

❓ Q1: 2025 mein women entrepreneurs ke liye kaunsi sarkari yojana best hai?

✅ Answer:

Swavalambini Women Entrepreneurship Programme 2025 ek best scheme hai female college students ke liye. Isme idea development se lekar business launch tak full training, mentorship aur funding support diya jaata hai.

❓ Q2: NAVYA scheme kaun join kar sakta hai?

✅ Answer:

NAVYA scheme specially 16–18 saal ki ladkiyon ke liye hai jo vocational skills seekhkar jobs ya business start karna chahti hain. Ye scheme 27 aspirational districts mein chal rahi hai.

❓ Q3: Mudra Loan aur Stand-Up India mein kya fark hai?

✅ Answer:

Mudra Loan har kisi ke liye hai jo chhota business start karna chahta hai (₹10 lakh tak), jabki Stand-Up India sirf **SC/ST aur mahilaon** ke liye hai, jisme ₹10 lakh se ₹1 crore tak ka loan milta hai.

❓ Q4: Mahilao ke liye kaun si bank schemes available hain?

✅ Answer:

SIDBI ki Mahila Udyam Nidhi Yojana, SBI ki Stree Shakti Package, Bank of Baroda ki Dena Shakti aur Cent Kalyani Scheme women ko easy loan, kam interest aur support provide karti hain.

❓ Q5: Sarkari loan ke liye apply kaise karein?

✅ Answer:

Apply karne ke liye aapko official portals jaise:

• (https://mudra.org.in)
• (https://msme.gov.in)

ya bank branches visit karni hogi. Documents, eligibility aur purpose details sahi hone chahiye.

 ❓ Q6: Kya students bhi in yojanaon ka labh le sakte hain?

✅ Answer:

Haan, Swavalambini aur NAVYA jaise programmes **college girls aur school pass-out students** ke liye bhi available hain — specially jo apna startup ya skill-based career banana chahti hain.

❓ Q7: In schemes ka benefit lene ke liye kya eligibility criteria hota hai?

✅ Answer:

Eligibility scheme ke hisaab se vary karti hai — jaise Mudra mein koi bhi citizen apply kar sakta hai, jabki Stand-Up India SC/ST ya mahilao ke liye hoti hai. Bank loan ke liye PAN, Aadhaar, business plan jaroori hote hain.

👤 About the Author: Piyush Sharma

Piyush Sharma is a seasoned content creator with over 15 years of experience in blog writing and digital publishing. He is the founder of the reputed website MultibaggerStockIdeas.com, which he has been successfully managing for more than 18 years.

Holding degrees in Science, Business Administration (India & Australia), and Professional Accounting from Australia, Piyush brings a unique blend of academic depth and business expertise. He is also actively involved in the stock market sector in India.